For Sale: Otsego MLS# 6626657
Active
NEW!
$499,000
Single Family: 2 Stories
4 br • 3 ba • Built 2021
2,148 sqft • 0.22 acres
Elk River schools
MLS# 6626657
Ask Derrick:
Ask the Agent℠
Thank You!
An agent will be in contact with you soon to answer your question.
Property Description
Seller Offering $5, 000 for Interest Rate Buydown!
This stunning 2021-built home is truly better than new construction! The sellers have impeccably maintained this property, adding valuable upgrades like gutters, a spacious deck, stylish blinds, and even a washer and dryer—all included! If you're considering new construction, don’t miss the opportunity to visit this home. There's no waiting for construction here—move in before the year ends and start enjoying it immediately! All this and only 5 minutes to shopping and dining, and 30 to downtown Mpls!
Flooded with natural sunlight, this home backs up to beautiful farmland, offering breathtaking views and gorgeous sunsets. Inside, you’ll love the main level’s open floor plan, cozy fireplace, and bonus room currently used as a home office. Upstairs, find all four bedrooms and two full bathrooms, including a spacious primary suite with a large walk-in closet and private bath. The walk-out lower level offers endless potential for customization to make it your own. Make this move-in-ready home yours, schedule a showing today!
Listing
Listing Status:
Active
Contingency:
None
List Price:
$499,000
Price per sq ft:
$232
Property Type:
Single Family
City:
Otsego
Garage Spaces:
3
County:
Wright
Year Built:
2021
State:
MN
Property Style:
2 Stories
Zip Code:
55374
Subdivision Name:
Meadows/River Pointe 2nd Add
Interior
Bedrooms:
4
Bathrooms:
3
Finished Area:
2,148 ft2
Total Fireplaces:
1
Living Area:
2,148 ft2
Common Wall:
No
Appliances Included:
- Air-To-Air Exchanger
- Dishwasher
- Disposal
- Dryer
- Gas Water Heater
- Humidifier
- Microwave
- Range
- Refrigerator
- Washer
- Water Softener Rented
Fireplace Details:
- Family Room
- Gas
Basement Details:
- 8 ft+ Pour
- Drain Tiled
- Full
- Sump Pump
- Walkout
Exterior
Stories:
Two
Garage Spaces:
3
Garage Dimensions:
26x29
Garage Size:
722 ft2
Garage Door Height:
8
Air Conditioning:
Central Air
Foundation Size:
1,062 ft2
Handicap Accessible:
None
Road Responsibility:
Public Maintained Road
Heating System:
Forced Air
Parking Features:
- Asphalt
- Attached Garage
Unit Amenities:
- Deck
- French Doors
- In-Ground Sprinkler
- Kitchen Center Island
- Kitchen Window
- Natural Woodwork
- Paneled Doors
- Panoramic View
- Primary Bedroom Walk-In Closet
- Washer/Dryer Hookup
Road Frontage:
City Street
Exterior Material:
- Brick/Stone
- Vinyl Siding
Roof Details:
- Age 8 Years or Less
- Asphalt
Rooms
Full Baths:
1
Half Baths:
1
3/4 Baths:
1
Bathroom Details:
- 3/4 Primary
- Bathroom Ensuite
- Main Floor 1/2 Bath
- Rough In
- Upper Level Full Bath
Dining/Kitchen:
- Eat In Kitchen
- Informal Dining Room
| Upper Level | Size | Sq Ft |
|---|---|---|
| Bedroom 1 | 16.5 x 12.5 | 192 |
| Bedroom 2 | 11 x 10 | 110 |
| Bedroom 3 | 10 x 10 | 100 |
| Bedroom 4 | 11 x 10 | 110 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Dining Room | 13 x 10 | 130 |
| Family Room | 18 x 17 | 306 |
| Kitchen | 14 x 10 | 140 |
| Flex Room | 12 x 12 | 144 |
| Deck | 14 x 16 | 224 |
Lot & Land
Acres:
0.22
Geolocation:
45.237797, -93.529604
Lot Dimensions:
65 x 148
Zoning:
Residential-Single Family
Lot Description:
Tree Coverage - Light
Schools
School District:
728
District Phone:
763-241-3400
Financial & Taxes
Tax Year:
2024
Annual Taxes:
$5,050
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$5,050
Association Fee Required:
Yes
Association Fee:
$76
Association Fee Frequency:
Quarterly
Association Fee Includes:
- Professional Mgmt
- Shared Amenities
Association Company:
Associa
Association Company Number:
763-225-6400
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professional
651-253-2144
Jason & Kim Stone
Branch Manager & Co-Branch Manager
Fairway Mortgage NMLS#1018649
Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.
Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.
Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.
Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
It would be our pleasure to assist you with your home purchase!
Listing provided by RMLS,
courtesy of Coldwell Banker Realty.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.